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Unlock home loan solutions with expert guidance

1
Check your eligibility

We assist you in securing a home loan starting at 8.3% interest, ensuring your needs are met with the highest professionalism. Check your loan eligibility

2
Apply for loan with us

When you apply with us, we carefully review your documents and needs, submitting your file to financial institutions only when success is assured.Apply Now

3
Get loans disbursed quicker

With a 97.6% success rate, our experience earns the trust of financial partners, ensuring faster loan approvals.Questions? Chat with us now

Documents required for Home Loan

To be considered for a home loan, you must submit the following documents for all applicants,
including yourself and any co-applicants, along with a completed and signed loan application form.

PAN Card or Form 60 (If the customer does not have a PAN Card)
Sr.No. Accepted Officially Valid Documents (OVD) for legal name and current address verification [Submit any one] Identity Proof Address Proof
1 Passport, the validity of which has not expired.
2 Driving license which has not expired.
3 Election /Voters identification card
4 Job card issued by NREGA duly signed by the officer of the State Government
5 Letter issued by the National Population Register containing details of name, address.
6 Proof of possession of Aadhaar Number (to be obtained voluntarily)
The document remains an OVD if supported by a marriage certificate or Gazette notification for a name change after issuance.
Document Salaried Self Employed Professional Self Employed Non Professional
Last 3 months' Salary Slips
Last 6 months' Bank Statements, showing salary credits
Latest Form-16 and IT returns
Income Tax Returns along with computation of income for at least the last 2 Assessment Years (of both the individual and the business entity and attested by a CA)
At least last 2 years’ Balance Sheet and Profit & Loss A/c Statements, with Annexures / Schedules (of both the individual and the business entity and attested by a CA)
Last 12 months' Current A/c Statements of the business entity and Savings Account Statements of the individual
Document Salaried Self Employed Professional Self Employed Non Professional
Copy of the Allotment Letter / Buyer Agreement
Receipt/(s) of payment/(s) made to the developer
Document Salaried Self Employed Professional Self Employed Non Professional
Title Deeds including previous chain of the property documents
Receipt/(s) of initial payment/(s) made to the seller
Copy of the agreement to sell (if already executed)
Document Salaried Self Employed Professional Self Employed Non Professional
Title Deeds of the Plot
Proof of no encumbrances on the property
Copy of the plans, approved by the Local Authorities
Construction estimate by an Architect / Civil engineer
Document Salaried Self Employed Professional Self Employed Non Professional
Own Contribution Proof
Employment Contract / Appointment Letter in case current employment is less than year old
Last 6 months' Bank Statements showing repayment of any ongoing loans
Passport size photograph of all the applicants / co-applicants to be affixed on the Application form and signed across.
Cheque for processing fee favouring HDFC Bank
Business Profile
Latest Form 26 AS
List of Directors and Shareholders with their individual shareholding certified by a CA / CS in case of the business entity being a company
Memorandum and Articles of Association of the Company
Partnership deed in case of the business entity being a partnership firm
Details of ongoing loans of the individual and the business entity including the outstanding amount, instalments, security, purpose, balance loan term, etc.
*All documents to be self-attested. The above list is indicative in nature and additional documents can be asked for.
Your Trusted Loans Partner

Why should you choose finoaa?

We are not just a typical middleman. We act as your true representative, carefully assessing your profile and documents before submitting them to any financial institution. We only proceed with your case if there’s a strong chance of acceptance.

  • Representation
  • Protect your CIBIL® Scores
  • No Mass Application Submissions
  • >97.6% Acceptance Rate
  • We are Digitally Transparent
  • Quick Turnaround (As early as 1 day)
  • We charge you only on Approval
  • Expert Guidance
  • Secure Handling of Documents
  • 360° Support (Phone/Chat/Email)
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Our step-by-step approach keeps you informed and in control, ensuring a smooth path from application to approval. Stay updated with essential tips and expert advice to guide you every step of the way.

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What our customers are saying

With over 97.6% Success Rate, we have helped many customers with not only loan disbursed,
but also a professional and trusted representation

Finoaa made my home-buying process smooth and stress-free. Their transparent and fast service, along with expert guidance, gave me confidence every step of the way. Highly recommend for home loans!

Deepti SehgalMSME Loan

I was very skeptical about these Government Schemes loans, but Finoaa helped me understand they nitty-gritty of MSME loans considering my business needs. They were transparent, timely, and very supportive.

Devender SharmaEducation Loan

Finoaa helped ingetting an education loan for my child. Their professional process and exceptional support ensured peace of mind. Highly recommend for any parent.

B K SinghWorking Capital Loan

I needed a working capital loan for my business, and got 2 rejections already by some other consultants where they were charging re-processing fees again and again. Finoaa just got it done at first instance. Thank you so much.

Finoaa made my car purchase a breeze! Got loan in just 1 day, so fast and quick. If you want a hassle-free experience, choose Finoaa!

See why we are
trusted by our client

43Yrs

of Joint Experience

650+

Cases Sanctioned

234Cr+

Loan Disbursed

94+

Pincodes Served

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